Adviser & Regulatory Disclosure

Transparency. Trust. Regulatory Assurance.

At Clive, our advisers operate in line with regulatory standards and industry best practices. We are committed to clear disclosures, professional conduct, and ensuring you understand how advice is provided and regulated.

Adviser & Regulatory Disclosure

1. Regulatory Status

Hello Clive Ltd is an appointed representative of MMG Financial Management Limited, which is authorised and regulated by the Financial Conduct Authority.

Principal firm: MMG Financial Management Limited
Company number: 04851405
FCA reference number: 541312

2. Nature of Our Service

HelloClive provides:

general information and educational content; and
introductions to appropriately authorised financial advisers.

We do not provide personalised financial advice unless explicitly agreed under separate regulated terms.

3. Adviser Responsibility

Any financial adviser introduced through HelloClive:

is responsible for assessing suitability;
must provide regulatory disclosures
operates under their own FCA permissions; and
is responsible for advice and outcomes.

4. No Endorsement

An introduction does not constitute endorsement, recommendation or guarantee of suitability. You are responsible for deciding whether to engage an adviser.

5. Fees

Any fees for advice or services are agreed directly between you and the adviser. HelloClive is not responsible for adviser fees unless explicitly stated.

6. Conflicts of Interest

HelloClive may receive remuneration for introductions or marketing arrangements. This does not affect advisers’ regulatory obligations to act in your best interests.